Picture it: you drive through the gated entrance, wind along forested mountain roads, and arrive at 1.33 acres that are entirely your own — tucked inside Talking Rock Creek Resort, a 5,500-acre gated community in the North Georgia mountains near one of Georgia's deepest and most beautiful lakes. Mornings on the creek beach. Afternoons at the pool with Carters Lake shimmering beyond the trees. Evenings around a fire under some of the darkest, starriest skies in Georgia.

This is the rare lot that gives you a true building site and a ready-made mountain lifestyle the day you close. Bring your own builder for a full-time home, a weekend cabin, or an A-frame retreat — or hold it as an investment in one of North Georgia's most sought-after resort communities.

📍 000 Finale St, Talking Rock, GA 30175 (Gilmer County)
(Located next to 360 Finale St — use as your navigation reference)

Life Inside Talking Rock Creek Resort

Ownership here isn't just land — it's the keys to a 5,500-acre private playground in the mountains. The community offers:

Gated entries with miles of maintained community roads

Two community pools

Fitness center

Stocked community lake

The Trout Lodge and private creek beach

Tennis and basketball courts

Hiking and nature trails

Community security

Camping privileges and lake access

This is the kind of place where weekends feel like vacations and neighbors become friends around the lake.

A Buildable Lot, Ready When You Are

Community water available — and the HOA runs it directly to your lot

Underground utilities throughout the community

Electricity available in the community

Wooded, buildable terrain with a natural mountain feel

Road access via Finale St (community-maintained)

(Buyer to verify sewer vs. septic requirements and final connection specifics for this parcel with the HOA and Gilmer County.)

Pricing & Terms

Market Value: $16,100
Cash Price: $7,549
Owner Financing Price: $11,950
Down Payment (20%): $2,590
Amount Financed: $11,592

Monthly Payment Options:

36 months: $390.02/mo

60 months: $263.16/mo

120 months: $151.00/mo

HOA: $950/year — covers gated access and security, community road maintenance, the two pools, fitness center, lake and creek beach access, trout lodge, tennis/basketball courts, trails, and camping privileges. Outstanding value for a full resort-amenity community.

Owner financing makes it easy to step into mountain-resort ownership without traditional bank financing.

Why Talking Rock Creek Resort / Carters Lake

Mountain Scenery — wooded acreage in the heart of the North Georgia mountains

Carters Lake — one of Georgia's deepest, clearest lakes; boating, fishing, hiking, and camping minutes away

Resort Lifestyle — pools, lake, creek beach, trout lodge, fitness center, and trails all included

Strong Demand — a gated, amenity-rich community that draws vacation, residential, and rental buyers alike

Nearby: Ellijay ~15 mi · Jasper ~25 mi · Blue Ridge ~35 mi · Atlanta ~85 mi (under 2 hours) · Chattanooga within easy reach

Property Details

Address: 000 Finale St, Talking Rock, GA 30175 (next to 360 Finale St)

Community: Talking Rock Creek Resort (gated)

County: Gilmer County, GA

Parcel Number: 3012E009

Lot Size: 1.33 Acres

Zoning: Residential

Terrain: Wooded, buildable North Georgia mountain land

Road Access: Finale St (community-maintained)

Water: Community water (HOA runs to lot)

Utilities: Underground; electricity available in community

Sewer/Septic: Buyer to verify

HOA: $950/year (gated access, security, roads, pools, lake, creek beach, trout lodge, fitness center, courts, trails, camping)

GPS: 34.5516691, -84.6428028

Ready to Own Your Piece of the North Georgia Mountains?

Lots inside gated resort communities like this — buildable, with water to the lot and full amenities — are exactly what mountain buyers search for. Call Bryan today or review the purchase agreement to confirm availability and lock in your spot in Talking Rock Creek Resort.

Bryan Payne — LandMadeEasy
916-848-2778