Affordable Half-Acre Alabama Homesite Under $11K Cash With Owner Financing Available

Own an affordable 0.54-acre homesite in Hanceville, Alabama.

This property is located at 989 County Rd 641, Hanceville, AL 35077, in Cullman County, offering a peaceful half-acre setting with convenient road access and easy owner financing available.

This is a great opportunity for buyers looking for affordable Alabama land with long-term potential. Whether you want to build a future home, place a mobile or manufactured home with county approval, create a quiet country homesite, or hold land as an investment, this property gives you a low-cost entry into a growing North Alabama area.

Call Bryan today at 916-848-2778 or click the property link to request details.

Special Price:

Market Value: $15,000
Cash Price: $10,850

This is a strong discount from the estimated market value and gives buyers a chance to own land in Cullman County, Alabama at an affordable price.

Owner Financing Available

Financing options are available with a minimum down payment.

Financing Price: $13,850
Down Payment: $2,770 minimum

Estimated monthly payment options:

36 months: about $373/month
60 months: about $251/month
120 months: about $163/month

Ask Bryan for available monthly payment options and full financing details.

Great tagline:
Half-acre Alabama homesite under $11K cash or easy owner financing available.

Why This Property Stands Out

0.54-acre property in Hanceville, Alabama

Located in Cullman County

Half-acre homesite potential

Affordable cash price under $11K

Owner financing available

Low down payment option

Easy monthly payment options

Road access from County Rd 641

Quiet Alabama setting

Not located in a gated community

No HOA found

Good option for a future homesite

Potential mobile or manufactured home use with county approval

Good option for long-term land hold

Affordable entry into North Alabama land ownership

Convenient location near Hanceville, Cullman, and surrounding communities

What You Can Do Here

With county approval and proper permits, this property may be suitable for:

Single-family home

Mobile home

Manufactured home

Modular home

Cabin or small homesite

Garage or workshop

Storage shed

Fence and basic property improvements

Long-term land hold

Future resale opportunity

Affordable Alabama homesite

Buyer should verify all building plans, zoning, permits, utilities, septic requirements, access, flood zone, and use requirements with Cullman County and any applicable local authority.

Property Details

APN: 2301020001020002
Address: 989 County Rd 641, Hanceville, AL 35077
County: Cullman County, Alabama
Size: 0.54 acres
Land Sq Ft: Approx. 23,522 sq ft
Property Type: Vacant residential land / homesite
Terrain: flat
Road Access: County Rd 641
HOA/POA: No HOA
Gated Community: No
Annual Taxes: $39.52
Market Value: $15,000
Cash Price: $10,850
Financing Price: $13,850
Down Payment: $2,770 minimum

Location Highlights

This property gives you the space of a half-acre homesite while keeping you close to local towns, schools, shopping, highways, and everyday services.

Approximate drive times:

Downtown Hanceville: 5–10 minutes
Wallace State Community College: 10 minutes
Cullman: 20–25 minutes
Garden City: 15–20 minutes
Good Hope: 20–25 minutes
Blountsville: 25–30 minutes
Birmingham: 50–60 minutes
Huntsville: 1 hour 10 minutes
Decatur: 1 hour

Nearby Attractions

Downtown Hanceville

Wallace State Community College

Shrine of the Most Blessed Sacrament

Smith Lake area recreation

Cullman shopping and restaurants

Sportsman Lake Park

Ave Maria Grotto

Hurricane Creek Park

Local parks, schools, and small-town services

Nearby North Alabama outdoor recreation

Enjoy affordable Alabama land ownership with a peaceful setting, practical road access, and long-term homesite potential.

Specification for Parcel #: 2301020001020002

This 0.54-acre property is located at 989 County Rd 641, Hanceville, AL 35077, in Cullman County, Alabama. The property offers a half-acre homesite opportunity with road access from County Rd 641 and flexible pricing options.

It is priced at $10,850 cash or $13,850 with owner financing, with a minimum down payment of $2,770.