Lot 177 in Waterside at Blue Ridge — Morganton, Georgia

0.23 Acres | Gated Lake Community | Lake Blue Ridge | Rentals Allowed |

Owner Financing Available

Own Your Place on the Lake in One of North Georgia's Most Sought-After Gated Communities

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Cash Price: $56,850

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Bryan Payne

[email protected]

916-848-2778

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Picture this. It's Friday evening. You turn off the highway, the gate opens, and the noise of the week just falls away. Tall pines, the smell of the Chattahoochee National Forest, the glint of Lake Blue Ridge through the trees. You pull up to your own lot, drop your bag at the clubhouse, and the only decision left is whether to fish off the community dock or fire up the wood-fired pizza oven while the kids run for the pool.

That's not a vacation you booked. That's land you own.

This 0.23-acre lot sits inside Waterside at Blue Ridge — a gated lakefront community in Morganton, Georgia, wrapped by national forest and built around the water. This is the rare kind of property that gives you a true mountain-lake lifestyle and a flexible asset you can rent out when you're not using it.

Whether you want a weekend escape, a future tiny-home or cabin retreat, an income-friendly rental lot, or a long-term hold in a high-demand market — this is a clean, simple way to plant your flag on Lake Blue Ridge.


Why Buyers Love Waterside at Blue Ridge

This is more than a lot — it's access to a lifestyle that's already built and waiting. Community amenities include:

Stocked community lake with lakefront access

Fishing dock, kayak racks, and tubing

Community pool and hot tub

Lakefront clubhouse

Community kitchen with wood-fired pizza oven

Fire pits and gathering areas

Playground and dog park

Pickleball

RV/boat storage

Gated entry, surrounded by the Chattahoochee National Forest

A Lot That Can Work For You

Here's what sets Waterside apart from raw mountain dirt: leasing is allowed. Use it yourself full-time, or rent it out short-term or year-round when you're away. Owners have real flexibility — list on Airbnb or Evolve, arrange a direct rental, or use Waterside's own rental program (the community handles it for a 30% share). Lots set up with features like hot tubs and fire pits tend to command stronger nightly rates.

Own the lifestyle when you want it. Let it help carry itself when you don't.


Simple, Transparent Numbers

Market Value: $80,000

Cash Price: $56,850

Owner Financing:
Financing Price: $64,850
Down Payment: $12,970

Monthly Payment Options:
36 months: $1,743/mo
60 months: $1,176/mo
120 months: $719/mo

Community HOA: $450/quarter — and here's the good part: $150 of each quarterly payment covers your water and sewer, so that utility is built right in. Electricity and internet are handled on your own separate accounts.

No bank hoops. No long approval process. Owner financing makes it easy to step into lake-community ownership with a simple down payment and a clear monthly plan.


The Setting

Morganton sits in the heart of North Georgia's Blue Ridge Mountains, minutes from Lake Blue Ridge and a short drive from historic downtown Blue Ridge. From your community you're surrounded by:

Lake Blue Ridge boating, fishing, swimming, and kayaking

Morganton Point Recreation Area

Miles of Chattahoochee National Forest trails

Downtown Blue Ridge shops, dining, wineries, and the scenic railway

Mountain drives, waterfalls, and trout streams

Fresh air, open water, and small-town charm — without being cut off from town.


Property Details

Property Type: Vacant land
Community: Waterside at Blue Ridge (gated lake community)
Size: 0.23 Acres (approx. 10,019 sqft)
County: Fannin County, GA
Parcel ID / APN: 0024 070A17
Annual Taxes: $287.43
HOA/POA: $450/quarter; includes water & sewer ($150/qtr)
Water/Sewer: Provided via community (included in HOA)
Electricity: Separate owner account
Internet: Separate owner account

Rentals: Permitted (short-term & long-term; self-managed or via Waterside)
Best Use: Lake getaway, tiny-home or cabin retreat, rental-income lot, or long-term hold

(Confirm exact lot address/access and any build/setup requirements with the community before closing.)


Ready to Own Your Spot on Lake Blue Ridge?

Lots inside gated lake communities like this don't sit long. Call Bryan today or click the link to review the purchase agreement, confirm availability, and lock in this Waterside at Blue Ridge property before someone else does.catch, so make sure the page reflects whatever the recorded legal actually says (lot number + Waterside plat reference). Confirm that against your title commitment before publishing.

176 Mountain Rd, Morganton, GA 30560, USA

Directions

176 Mountain Rd, Morganton, GA 30560

Start from downtown Morganton, GA and head toward Mountain Rd. Continue on Mountain Rd toward the property location. The property is located at 176 Mountain Rd, Morganton, GA 30560.

Use GPS or the property map for the exact location before visiting.

GPS Coordinates: 34.8850914,-84.2214749

Click Review a Purchase Agreement TodaySee the details!

Get in touch with Bryan today to reserve this property.

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